Life & Health Insurance

Medicare Open Enrollment   2016
  
Medicare is our country's health insurance program for people age 65 or older.Certain people younger than age 65 can qualify for Medicare, too,including  
those with disabilities and those who have permanent kidney failure.

When's the Medicare Open Enrollment Period?
Every year, Medicare's open enrollment period is October 15- December 7,2016

What's the Medicare Open Enrollment Period?
Medicare health and drug plans can make changes each year-things like cost, coverage, and what providers and pharmacies are in their networks. October 15- December 7 is when all people with Medicare can change their Medicare health plans and prescription drug coverage for the following year to better meet their needs. 

Individual Medical Health Insurance 

Open enrollment for Individual Medical Health Insurance is:
Oct. 1 for Off Market 
Nov. 1 for On Market (Obamacare) 



 Choosing a health insurance plan can be complicated. Knowing just a few things before you compare plans can make it simpler. 
* The 4 "metal" categories: There are 4 categories of health insurance plans: Bronze, Silver, Gold, and Platinum. These categories show how you and your plan share costs. Plan categories have nothing to do with quality of care. HealthCare.gov explains these categories. 
* Your total costs for health care: You pay a monthly bill to your insurance company (a "premium"), even if you don't use medical services that month. You pay out-of-pocket costs, including a deductible, when you get care. It's important to think about both kinds of costs when shopping for a plan.


You need to protect yourself, your family and your business, and our Financial Services department offers a full range of coverage options for individuals or businesses in Okeechobee area and throughout the state of Florida.

At Pritchards & Associates, Inc., we strive to find the best benefit plan to meet the needs of our clients and employers.

We understand that today's healthcare costs make it essential to have an affordable priced plan. Our specialists can tailor a package that will satisfy your family or employee needs, while keeping costs to a minimum.

If you are searching for life insurance, health insurance, annuities or group benefits, please contact us at 863-763-7711 or fill out one of our online quote forms.

Our Benefit services include:                                                                                                                             

Serving South Central Florida area.
Call us, stop by one of our offices, or fill out a quote from this page today to see where we can provide savings for you.