Understanding auto—heck—most insurance can be overwhelming, but we’re here to help you protect what matters most!
Our experienced team understands the unique needs of Florida drivers and is committed to finding the absolute best coverage for you, your family, and your budget. With us, you’re not just a policyholder; you’re part of our community.
At Pritchards & Associates, we’re more than just an insurance agency. We’re people who care about your safety, security, and peace of mind.
"They saved me close to $500 from my previous insurance plan. Even if the rate wasn’t cheaper, I would still give them my business because they were so professional, timely and personable. I’m recommending them to everyone I know looking for insurance."
The state of Florida requires drivers to have at least minimum coverage, including Personal Injury Protection (PIP) and Property Damage Liability (PDL), which can shield you from significant out-of-pocket expenses if an accident occurs.
These are minimums and should not be treated as any kind of standard. State minimums will almost never cover the entire cost of an accident of any kind. Some drivers try to limit their coverage to these minimums to save on their premiums and then end up costing themselves hundreds of thousands of dollars on legal, medical, and other expenses related to an accident.
Comprehensive car insurance, collision coverage, and higher liability limits can help safeguard you when costs exceed the minimum coverage—which is more likely than not, providing peace of mind on Florida's busy roads.
Our clients benefit from the strength and stability of industry-renowned insurance companies
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What started 34 years ago as a small, family-run agency has grown into a trusted name across the state. Today, we’re three generations in, still proudly family-owned, and offering the kind of personal guidance and long-term relationships you won’t find with big-box insurance.