Homeowners Insurance Backed by Experience, Servicing All of Florida
For over 30 years, Pritchards & Associates has helped Florida homeowners protect what matters most with dependable, customized coverage. From coastal towns to inland communities, our knowledgeable team provides expert guidance and policies designed to fit your property and lifestyle, no matter where you call home.
Homeowners Insurance Made Simple
"I spoke with Jordan today and got my homeowners insurance switched! The process was easy and quick! She was very knowledgeable and explained everything to us. We will be saving $8,000 a year!"
When You Need Homeowners Insurance
- Before your policy is due to be renewed
- If you are getting a loan, then before your loan closes
- When you’re looking to purchase as well to see what it could cost you in premium. This can affect your mortgage!
We don’t recommend immediately going with the cheapest option; rather, go with the one that balances customer service and rate. Companies and agencies alike are on their best behavior during the initial stages, so you’ll have to do your best to gauge who could be the most helpful in a moment of need.
If you work with an independent insurance agency like us, we can do this part for you! Our team will get quotes from all relevant carriers and walk you through choosing the best one based on our knowledge and your needs.
Why You Should Avoid The Cheapest Homeowners Insurance
When your agent is tasked with making your premium cheaper, they are usually only able to chop and trim bits of coverage off until the price is right. But those deductions may be things your future self desperately needs!
The reality of the risks your property faces probably won’t cooperate with the “cheapest” option. Be prepared for this and understand that cheap rarely saves you money in the end.
How much home insurance do I need?
- Interior damage
- Exterior damage
- Loss or damage of personal items and belongings
- Liability due to injury on your property
But we also recommend looking into relevant coverage for the following:
- Natural disasters (also known as “Acts of God”)
- War Risk Coverage (also known as “Acts of War”), though this one is notoriously hard to get covered
The best way to know for sure is by speaking with a qualified agent with expert knowledge on Florida homeowner policies. Share a few details with us here and we'll connect you with an agent specializing in homeowners insurance!
Big Savings. Even Better Service.
"Saved me over $2,000.00 on my insurance needs! I would highly recommend Pritchards and Associates."
Our clients benefit from the strength and stability of industry-renowned insurance companies
Coverage Backed by Leading Carriers
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What started 34 years ago as a small, family-run agency has grown into a trusted name across the state. Today, we’re three generations in, still proudly family-owned, and offering the kind of personal guidance and long-term relationships you won’t find with big-box insurance.
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Decades of expertise
