Comprehensive Business & Commercial Insurance in Florida
Tailored Protection for Every Industry


Affordable, Customized Coverage for Retailers, Contractors, Agribusiness & More Across Florida


Insurance Solutions Built for Florida Businesses

At Pritchards & Associates, we understand that navigating commercial insurance in Florida can be overwhelming. That’s why we specialize in crafting personalized insurance packages, spanning property, liability, casualty, bonds, and workers’ compensation, designed around your industry and unique risks. Whether you're a retailer, electrician, contractor, or agri‑business, our expert team proactively identifies cost‑drivers and risk factors so you get the best coverage at the right price.

Why Choose Pritchards & Associates?

When it comes to protecting your business, experience matters. At Pritchards & Associates, we combine decades of insurance expertise with a deep understanding of Florida’s business landscape. Our team doesn’t just sell policies—we build lasting relationships, offer strategic guidance, and ensure every coverage choice supports your long-term success.

Industry-Specific Tailored Coverage

From commercial auto and bonds to BOPs, employers’ liability, and professional liability, we offer specialized packages that cater to your business type—be it retail, hospitality, agribusiness, or service trades

Strategic Risk Management & Premium Optimization

Our approach goes beyond issuing policies. We evaluate your specific operational risks, address hidden factors that could raise premiums, and offer proactive consulting to safeguard your business and bottom line.

Fast, Free Online Quotes Across Florida

Conveniently request quotes for business owner policies, contractor liability, commercial property, workers’ comp, and more through our secure online forms, available for all businesses in Florida today!

Big Savings. Even Better Service.

"Saved me over $2,000.00 on my insurance needs! I would highly recommend Pritchards and Associates."

Our clients benefit from the strength and stability of industry-renowned insurance companies

Coverage Backed by Leading Carriers

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What started 34 years ago as a small, family-run agency has grown into a trusted name across the state. Today, we’re three generations in, still proudly family-owned, and offering the kind of personal guidance and long-term relationships you won’t find with big-box insurance.

ABOUT US

Decades of expertise

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